Hello and Welcome
Now is the perfect time to take advantage of low interest rates and an exceptional market. Feel free to apply online, browse our calculators and tools, learn about our loan programs, and much more. We offer custom solutions for every residential mortgage financing situation. Whatever your residential financing needs, we will tailor a loan that's right for you.
Brad Heyman is the Senior Loan Officer of the West Town Savings Bank branch in Owings Mills, MD. Our focus is in serving our clients and specializing in the procurement of the very best financing with a variety of programs to offer.
Specialties include, no holds barred best fixed rate loans available, interim fixed and variables. We have a great deal of experience and expertise for those borrowers with credit problems including bankruptcy and foreclosure. With over 12,000 loans closed since 1994, Brad's experience puts West Town Savings Bank in an elite class of mortgage professionals. Experience we would like to put to work for you.
This experience and expertise makes West Town Savings Bank an ideal candidate for your residential financing needs. It's this type of volume that gives them the skill to handle not only standard loans but also the ability to manipulate almost every conceivable problem that can arise.
Brad is quick to point out that even the simplest loans can be challenging due to interest rate sensitivity. By tailoring each and every loan and continually putting your clients best foot forward, you can often reduce the best of rates by an additional 1/8 to 1/4 of a percent.
It's this commitment to excellence and over 80 years real estate experience that makes West Town Savings Bank an excellent choice for all of your mortgage needs.
Mission Statement
At West Town Savings Bank we are committed to providing customers with the resources and outstanding service they deserve to achieve their financial goals with our stress-free quick loan process.
Since 1922, West Town Savings Bank's primary mission has been promoting savings and home ownership through sound financial products and the highest quality and friendly professional service to our customers. Continuing with its mission, West Town Savings Bank offers a wide range of products and services to consumers and businesses alike.
West Town Savings Bank's customers enjoy the advantages of dealing with a healthy financial institution with resources to meet their needs. By combining the Bank’s strong balance sheet with a friendly, service-minded, highly professional atmosphere, we are able to create an environment reminiscent of the personal banking of earlier days. Through its customer base, West Town Savings Bank reinvests in its community, on a secure and profitable basis, to the benefit of both its customers and stockholders.
Our team of professionals are dedicated to providing you the highest level of service and care. With hundreds of loan programs available, we can find the best one for you at the lowest rate possible!
Opportunity for Cash Out
No money out of your pocket
Consolidate Debt
All credit considered
FHA, VA, CONVENTIONAL, USDA, REVERSE MORTGAGES...
ALL PROGRAM TYPES